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Instant 30-Day micro-loans of up to 100k to grow your business.
Take your business to higher levels with quick, no-collateral microcredit from as little as ₦20K to ₦100K. We are making micro-loans easy, accessible and convenient for all
Simple Investment with great returns
Grow with ease
Doing business is easier with AjoCard loans. Approvals are completed in seconds and our network of AjoCard Personal Bankers disburse directly to you.
Get instant cash loans without filling multiple forms, providing collateral or bank statements.
Pay back conveniently
Loan repayments are collected everyday by your AjoCard lending personal banker, wherever you are.
How does it work?
Contact your AjoCard Personal Banker and request for a loan.
Customer agrees on loan amount and provides a guarantor.
Customer pays total upfront fees (i.e. interest amount + processing fees).
Loan is approved via the app and value is disbursed through the PB in less than five (5) minutes.